Dental

DENTAL CARE BENEFITS

Active employees who enroll in any one of the City’s health plans automatically receive dental coverage.  You have the choice of two dental plans:

• Delta Dental Plan
• United Healthcare Dental Plan

Delta Dental Plan – This plan allows you to use any dentist of your choice.  Your out-of pocket costs are determined by the dentist you use:

• Delta Preferred Option (DPO) Dentist
• Delta Dentist
• Out-of-Network Dentist

It is to your advantage to select a Delta dentist or a dentist who participates in the DPO network.  For care from DPO dentists, you pay no deductible, and the plan pays a plan year maximum of $2000.

When you use a Delta dentist or an out-of-network dentist, you first pay a deductible ($50 individual / $150 family).  Then the plan pays a percentage of your costs up to a plan year maximum of $1000.

With the Delta dental plan you have the option to go to a specialist of your choice without preapproval, and you may change your dentist at any time without preapproval.  Claim forms are required only if you receive care from out-of-network dentists.  Please note dental cleaning are based on a calendar year.

Delta pays DPO and Delta dentists directly. You are responsible only for your share of the bill.  If you go to a non-Delta dentist, you are responsible for the dentist’s entire bill and Delta will reimburse you directly for the portion of the bill that is covered.

Delta Dental Website

United Healthcare Dental Plan – When you enroll, you choose a dentist who belongs to the United Healthcare network of dental providers.  When you use the dentist you select at the time you enroll, most treatments are covered at 100%.  However, if you use any other dentist, you receive no benefits.

NOTE: You must select a member dentist and ALL services must be provided by the dentist you selected or approved by United Healthcare Dental Plan.

United Healthcare Dental Website