Long Term Care

LONG TERM CARE PLANS

Long Term Care Insurance provides financial help if you require care in a nursing facility, or at home, as a result of loss of functional capacity or cognitive impairment due to injury, sickness, or advanced age.

Qualifying for benefits is generally based upon a need for assistance with any two of six activities of daily living including eating, bathing, dressing, toileting, continence, or transferring, and/or cognitive impairment such as dementia or Alzheimer’s.

Enrollment often requires a medical questionnaire to determine eligibility.

Plans are available through many private insurance companies as well as from:

• City of Long Beach (see Benefits Summary Handbook)
• California Association of Professional Firefighters (CAPF)
• Calfornia State Firefighters Association (CSFA)

Please seek professional advice when determining your insurance needs.